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Pensions, Property and Inheritance Planning

The UK population paid £5.2bn in inheritance tax in the last tax year. That figure has been increasing rapidly over the last seven years: it’s almost double the £2.7bn received by the Treasury in 2011. Why Inheritance Tax is Increasing Rising house prices will be playing their part in that increase, but we believe many […]

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Joint Ownership of Property

In this blog, I look at joint ownership of property.  It is important to understand the distinction between joint tenants and tenants in common as it can have significant implications particularly on the death of an owner.  Please see my notes at the end of this blog in the sections headed “Other issues Joint Ownership […]

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Thing To Consider With Interest Only Mortgages

January and February are the months when most mortgage borrowers will receive their annual mortgage statements from their lenders.  For most borrowers, there is little to do apart from making sure that the statement records accurately all of the payments made. However, for borrowers with an interest-only mortgage, there are other things to consider.  Lenders […]

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National Budget 2018 – Economic View

The Chancellor approached this Budget with many of the most important decisions affecting the public finances already made for him, or at least out of his hands. The prime minister had already announced the “end of austerity”, and a £20.5 billion increase in NHS spending by 2022, while progress in the Brexit negotiations continue to […]

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