Banner Backup Image

Keep up to date with our latest updates

Our Top Ten Protection Tips

In this month’s blog, I look at insurance protection and emphasise the key role which such plans play in effective financial planning. Protection plans are normally issued by life assurance companies and typically do not provide a benefit at the end of the plan term.  They are designed to pay out either a lump sum […]

Read More

Pensions, Property and Inheritance Planning

The UK population paid £5.2bn in inheritance tax in the last tax year. That figure has been increasing rapidly over the last seven years: it’s almost double the £2.7bn received by the Treasury in 2011. Why Inheritance Tax is Increasing Rising house prices will be playing their part in that increase, but we believe many […]

Read More

Joint Ownership of Property

In this blog, I look at joint ownership of property.  It is important to understand the distinction between joint tenants and tenants in common as it can have significant implications particularly on the death of an owner.  Please see my notes at the end of this blog in the sections headed “Other issues Joint Ownership […]

Read More

Thing To Consider With Interest Only Mortgages

January and February are the months when most mortgage borrowers will receive their annual mortgage statements from their lenders.  For most borrowers, there is little to do apart from making sure that the statement records accurately all of the payments made. However, for borrowers with an interest-only mortgage, there are other things to consider.  Lenders […]

Read More