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Green Mortgages

Based upon my recent research there are seven lenders currently offering green mortgages.  This number will grow, I suspect, because lenders will be keen to encourage borrowers either to purchase properties with improved energy performance characteristics or because they wish to encourage borrowers to improve older housing stock where such energy performance characteristics are worse.  […]

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Mortgage Guarantee Scheme

The Chancellor of the Exchequer announced in the budget the launch of a new mortgage guarantee scheme, very similar to the Help to Buy Mortgage Guarantee Scheme which ran from 2013 to 2017. The intention is to encourage lenders to advance up to 95% of the agreed purchase price and so help those buyers who […]

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An Overview of the Mortgage Market

The saying: A week is a long time in politics is attributed to former labour Prime Minister Harold Wilson. It certainly feels as if a week or perhaps a month is a long time in the mortgage and housing markets and much has changed since my most recent blog of early May which was uploaded […]

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Our Market View – June 2020

After the rollercoaster we saw in the markets in March and April, May was almost dull.  Equity markets seem to have settled into trading ranges, albeit still volatile, moving up and down with newsflow but reflecting the ebb and flow of positive and negative economic and corporate news as the fight against the coronavirus continues. […]

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Time Is Your Friend – Use It To Your Advantage

Most investors’ true investment horizons are far longer than the next few months. “Please fasten your seatbelt as we are encountering some turbulence,” is the unpleasant voice of the pilot’s warning during your flight (even if flying is becoming a distant memory). No matter how uncomfortable and violent the turbulence, no passenger seriously thinks of […]

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