Reassuring and valuable service over the year
Andrew – A real heart felt thanks for your very diligent, reassuring and valuable service over the year, C and I are very grateful. Mr and Mrs F, Hertfordshire – Jan 2022
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Andrew – A real heart felt thanks for your very diligent, reassuring and valuable service over the year, C and I are very grateful. Mr and Mrs F, Hertfordshire – Jan 2022
Read MoreAndrew – You gave every single word or query from us your very best attention and you helped us enormously and we really appreciate it. You explained matters in ways we could understand and the confidence to make the right decision. We will certainly recommend you personally to anyone we know who is looking for […]
Read MoreAbout 1,800,000 borrowers have fixed rate mortgage deals which will end in 2023. The bad news is that rises in Bank of England base rate will inevitably mean that any new mortgage deal secured will be at a higher rate than borrowers have been used to. Bank of England base rate is currently 3.5% and […]
Read MoreThe value of your pensions and investments can be all over the place in turbulent economic times. Here are reasons to stay calm and our suggestions for what you can do in these situations These are challenging times. Every month – sometimes every week – seems to bring something new which hits our longer-term financial […]
Read MoreThe combination of the increase in Bank of England base rate to 2.25% on the 22 September and Kwasi Kwarteng’s mini budget on the 23 September have resulted in mortgage lenders withdrawing products with little or no notice and either leaving the market for a short period or launching new higher-priced replacements. My article this […]
Read MoreThe coronavirus pandemic and the recent escalation of military conflict in Ukraine have caused significant volatility in financial markets. Global stock markets plunged in early 2020 as COVID-19 swept the world, before recovering as governments and central banks launched unprecedented stimulus and, later, vaccines and treatments for COVID-19 were developed. As economies came out of […]
Read MoreOn Thursday 3 February 2022, the Bank of England increased the base rate from 0.25% to 0.50%. This is the second increase since December 2021. What is the base rate and why does this matter? The base rate, set by the Bank of England’s Monetary Policy Committee, is the main driver of rates on mortgages […]
Read MoreBased upon my recent research there are seven lenders currently offering green mortgages. This number will grow, I suspect, because lenders will be keen to encourage borrowers either to purchase properties with improved energy performance characteristics or because they wish to encourage borrowers to improve older housing stock where such energy performance characteristics are worse. […]
Read MoreThere are some things you’ll want to bear in mind about passing on your pension to the people you care about most. Here are three tips for passing your pension on to your loved ones. Do you consider your pension an asset in the same way that you think about assets like property, bank accounts, […]
Read MoreIt is unlikely that 2020 will be remembered by any of us fondly. The COVID-19 pandemic has shaken up the world. Global economies have been hit and many people have been struggling, whether that is health, job losses, mental wellbeing. However, one of the very few ‘up-sides’ has been that the standstill of air travel, […]
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