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This blog concerns County Court Judgments (CCJs) and explains what they are, how they might affect your ability to obtain credit (particularly mortgages) and what actions you can take to mitigate the impact of CCJs on your credit bureau record. What is a CCJ? A CCJ is a court order registered against you if you […]
Read MoreThe key, we are told, to learning to ride a bike is to stare into the distance and not down at the wobbly wheel in front of us. However, this is a hard thing to do on those early, frightening journeys. Today, if we stare down at the markets right in front of us, we […]
Read MoreEarlier today I read the blogs which I posted in February and March this year and realised the significant changes which have taken place in the intervening four months. Here is an update of developments since that time and one or two tips for those with mortgages who are facing significantly increased monthly payments, especially […]
Read MoreA ‘back to work’ budget was the theme presented by the Chancellor with measures aimed to encourage the 8 million or so economically inactive back into work. Things aren’t as bleak as forecast last November mainly due to falling energy prices and higher tax revenues. This will reduce Government borrowing this year and next by […]
Read MoreThis blog follows the one which I posted on the 1 February 2023 concerning those customers with mortgage deals which will end in 2023. Most have fixed rate arrangements in place and the new rate will inevitably be higher than they have been used to. Firstly a rate update. Bank of England base rate(BBR) is […]
Read MoreAndrew was really helpful in explaining the pension process and carried out all the work finding appropriate pensions provider. Would recommend Andrew to friends and family. Mr D, Northampton – Oct 2022
Read MoreThe service from Heidi (and Mike at the start of the process) has been so professional and reasonable. Heidi has been so supportive throughout what has been a roller-coaster of a journey with many changes and providing adaptable and detailed help throughout it all. The nerves and unknown process of buying my first house was […]
Read MoreMichael took the time to fully explain everything as it was quite daunting as I’d never done this before. Michael is a very calming and courteous person to deal with. Mrs H, Kettering – Aug 2022
Read MoreMike, as always your advice is sound and professional, always a pleasure to do business with you. Mr B, Peterborough – Jul 2022
Read MoreI have been completely satisfied with the clarity and detail I have received all through the pension application period. I have also recommended and passed on the company details to a former work colleague. Mr B, Wellingborough – May 2022
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