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AUTUMN BUDGET 2024

Our summary of the main points Rachel Reeves presented the Autumn Budget on 30 October 2024, and we’ve sifted through the measures to pick out these key messages: Here’s our summary of the wider points from the budget. Pensions Lump sum allowance Despite speculation that the lump sum allowance – and therefore the amount that […]

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County Court Judgments

This blog concerns County Court Judgments (CCJs) and explains what they are, how they might affect your ability to obtain credit (particularly mortgages) and what actions you can take to mitigate the impact of CCJs on your credit bureau record. What is a CCJ? A CCJ is a court order registered against you if you […]

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Mortgage developments in 2023

Earlier today I read the blogs which I posted in February and March this year and realised the significant changes which have taken place in the intervening four months.  Here is an update of developments since that time and one or two tips for those with mortgages who are facing significantly increased monthly payments, especially […]

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Mortgage Market Chaos

The combination of the increase in Bank of England base rate to 2.25% on the 22 September and Kwasi Kwarteng’s mini budget on the 23 September have resulted in mortgage lenders withdrawing products with little or no notice and either leaving the market for a short period or launching new higher-priced replacements.  My article this […]

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