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This blog concerns County Court Judgments (CCJs) and explains what they are, how they might affect your ability to obtain credit (particularly mortgages) and what actions you can take to mitigate the impact of CCJs on your credit bureau record. What is a CCJ? A CCJ is a court order registered against you if you […]
Read MoreThe key, we are told, to learning to ride a bike is to stare into the distance and not down at the wobbly wheel in front of us. However, this is a hard thing to do on those early, frightening journeys. Today, if we stare down at the markets right in front of us, we […]
Read MoreEarlier today I read the blogs which I posted in February and March this year and realised the significant changes which have taken place in the intervening four months. Here is an update of developments since that time and one or two tips for those with mortgages who are facing significantly increased monthly payments, especially […]
Read MoreThe value of your pensions and investments can be all over the place in turbulent economic times. Here are reasons to stay calm and our suggestions for what you can do in these situations These are challenging times. Every month – sometimes every week – seems to bring something new which hits our longer-term financial […]
Read MoreThe combination of the increase in Bank of England base rate to 2.25% on the 22 September and Kwasi Kwarteng’s mini budget on the 23 September have resulted in mortgage lenders withdrawing products with little or no notice and either leaving the market for a short period or launching new higher-priced replacements. My article this […]
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